Just getting contact information does not mean that it is correct if someone is trying to title jump, but you can at least verify that phone numbers and addresses are legitimate at the time of the car sale. Title transfers are usually due to: Selling or buying a new vehicle. The fees also significantly vary between states. This issue, called title jumping, is illegal and is a sign of a scam, though it could also be an honest mistake. While its best to check a title and correct any errors when you purchase, this guide covers how to fix a written mistake on a car title when selling your car. Also, the private seller may be unwilling to sign over the title since they may have exceeded the total number of cars they can sell for the year. The number of cars that a private party can sell in a year without a dealers license varies from state to state, but if you are good at fixing vehicles, it can be a tempting and lucrative business. One important piece of information that is easy to forget is the contact details of the next buyer. The easiest way to resolve a signed title is to, take the seller to the Department of Motor Vehicles (DMV), to explain the mistake and request a new title. Who knows? Here are a few tips for signing over a car title: In some states, transferring a car title is as simple as the seller signing the title and the buyer taking it to the DMV office for registration. Double-check that the odometer reading is correct. If you sell your car, you'll need to sign over the title to the new owner. You will have to verify that the power of attorney is valid before completing the deal. The signing of the United States Declaration of Independence occurred primarily on August 2, 1776, at the Pennsylvania State House in Philadelphia, later to become known as Independence Hall.The 56 delegates to the Second Continental Congress represented the 13 colonies, 12 of which voted to approve the Declaration of Independence on July 4, 1776. Secondly, the car is in another state with those tags. If a buyer does not register a car you sold to them it will be, at best, a hassle that you need to sort. It contains information like the vehicles VIN number, the make and model of the vehicle, and the vehicle owners name and home address. If theres no way to prove that your vehicles previous owner was actually the titled owner, this is considered fraud and may introduce issues when you go to register the car, insure it, or sell the car down the line. It looks like you were misusing this feature by going too fast. Many states require private sellers to sign the back of the titlealong with additional information such as the date of sale, the price, and the exact odometer readingbefore handing it over to the buyer. The beneficiary can include a copy of the will when filing for a new car title. It works 99% of the time, but the 1% can go wrong! Edward III . Yes, you can register the car if the title is in someone else name. In this case, you can request a substitute or duplicate title. Be sure to write clearly and sign/print your name exactly as spelled on the front of your title. Check your state laws for any deadlines regarding the title transfer when youre. Why did the flipping selling not register the car in their name? A new title can be provided by the issuer, once you figure out what state department is responsible for the documents. If anything happens and the buyer fails to register the car, you'll have the proof needed to show that the car's ownership has been transferred and it is no longer in your name. As long as the buyer has all the documents they need when they visit their state's department, they should receive a temporary registration the same day. When buying a vehicle from a third party seller, the buyer MUST complete the transfer and vehicle registration within 10 business days or you can face a $25 dollar late fee. . Applicant reviews the lease agreement, signs the lease, agreeing to the terms, and mails it back to the owner/manager. I have a Mini Cooper as a rental car for the next week, and theres a whole bunch of stuff in the Bluetooth menu from previous users. exceeding the number of cars than permitted for private sellers, What Happens When a Buyer Does not Transfer a Title in Their Name, How a Jumped Title Affects the New Owner of a Car, What to Do if Your Signed Car Title was Not Transferred. You may need a release of interest from the previous owner on the title, but if you cant contact the previous owner, you can proceed with buying the bond. Incorrect Information:An open title can occur because of incorrect information on a title, when signing in the wrong place on the title, or when providing any additional information needed to complete the transfer. The answers are (1) to exceed the state-mandated selling limit; (2) avoid sales tax; (3) avoid registration charges. This document proves that you're the registered owner and that you can legally sell the vehicle. If the title is from out of state, you will also need a VIN check at your local police department. You can check the title status by entering the VIN in the National Motor Vehicle Information System, a nationwide database maintained by the U.S. Department of Justice. If someone else signed the title before you did, the seller could have had another buyer prepared to purchase it, but they changed their mind. In most states, you only receive a copy of your title when youve paid for the vehicle in full at the time of purchase or completed all of your loan payments. Where Do I Sign an Ohio Title? If the sellers information is incorrect, the new owners information is incorrect, the vehicle information is filled out incorrectly, there is a lien listed on the title, or information on the title is missing, the department of motor vehicles can deny or delay a cars registration, preventing the new owner from fully completing the buying process. Can a co-owner sell a car without the primary owner? Signing your car title over to your vehicle insurance provider is a regular part of having your car totaled and replaced. You can get the details of the process from the Department of Motor Vehicle. Yes, a car title can be signed but never transferred, meaning that the seller did not transfer ownership or register the car in their name. Autolist is building a better automotive buying experience for everyone, by offering the best apps and the largest selection of new and used cars in the United States. You might be wondering, Can I use white out on a title? The answer is a hard no. Is this car legally my daughter's car or does the title need to be notarized? You must also have a signed odometer disclosure statement. Typically, an open title is a jumped titled, meaning the sellers name is not on the title. Moreover, in some states, a vehicle seller must notify the DOL after selling their car. Back of the title top half - sign name (s) on the line where it reads "Seller's Signature." Back of the title right next to where you signed name (s) - print name (s) on the line where . Otherwise, it may be challenging to contact the original owner whose name is previously on the title. If the previous owner is responsible for the title error, contact them and have them fill in the new vehicle title correctly. Lien or Bank Name on Title If your Kentucky title shows a lien or a bank name printed on the front, then your title will need to be signed off by the lien holder or have a separate lien release letter. You can ensure that the buyer registers the vehicle in their name by accompanying them to the DMV. With a property conveyed for purchase, it is with little difficulty that a deed may sustain a mistake in the description in the documentation. That certificate of title showed you as the buyer but now it . Now, whatever violation the now unregistered car does, the previous owner is notified, making them liable. Power and Associates Refer to our comprehensive guide on what a bonded title is. Now you find yourself with a title with the wrong signature. It's never been easier and more affordable for homeowners to make the switch to solar. You can then proceed with the notarization. Unless you have a power of attorney or written authorization, signing your child's name on the back of a check. Once signed, the buyer takes the signed title to the DMV to register the vehicle. This also points to the previous owner of the car, such that the previous owner did not confirm whether the new owner (your seller) put the car in their name. A car title, also called a Certificate of Title, is a legal document that confirms proof of ownership. However, its even more helpful if you can bring the seller with you to explain any mistakes. Prior to submitting each application, verify that all required information is included. The best practice is for the new owner to ensure that the name of the seller on the title is the seller. Under Florida law, a vehicle involved in an accident becomes a salvage if it is estimated that it will cost 80 percent or more of its value to replace it. Check that the VIN number on the title matches the one on the vehicle. You may also send these items by mail to: Driver and Vehicle Services - Central Office, Town Square Building, 445 Minnesota St., Suite 187, St. Paul, MN 55101. Below that, there is often a section that shows lienholders if the vehicle has an outstanding loan. This means that either person can sign over the title. An open title results from various factors, including an unlicensed private seller who flips more than the state-permitted number of cars yearly. No fees, ever. Based on Rocket Mortgage data in comparison to public data records. The car title was signed, but never transferred. Maybe you decided not to sell to them or maybe they backed out. When a car is sold (or paid off), a transfer of title from the seller to the buyer (or from the lender or lien holder to the former borrower) is completed. Step 3 Have the co-owner sign the title the same way. If any future buyer comes back to you after buying a vehicle from the person to whom you just sold your vehicle, you will be ready to help them sort out any title difficulties they may have. This is similar to a salvage title that shows there is some kind of issue with the title. 1-800-868-4700. Record the Odometer Reading Here are some steps to buying a used car. The cost of a surety bond depends on the bond amount, typically 1-15 percent. Albany, NY 12228. TWICE Members Profile: TWICE Facts: TWICE () is a girl group consisting of 9 members: Jihyo, Nayeon, Jeongyeon, Momo, Sana, Mina, Dahyun, Chaeyoung, and Tzuyu.The group debuted on October 20, 2015, through the survival show Sixteen, under JYP Entertainment. It is recommended that you sign over the car title using either black or blue ink. Contact the Original Owner of the Vehicle:If you find out that a car title was signed but never transferred before your purchase, you should always try to get in touch with the one who sold you the vehicle. Some titles require the new buyer to sign the title before requesting a new title. Rocket Mortgage LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Auto LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Here is what you need to know when this happens. documents to drive legally, so obtaining a clean title is crucial. Also make sure that the odometer reading is exact; it should document the moment ownership transferred from your name to the buyer's name. If you attempt to sell a car without the consent of a required co-owner, it could be considered a crime. These special exceptions will be listed after the standard exceptions in Schedule B, Section II of an ALTA title commitment. The surety company will mail you the bond, which you submit to your local DMV to complete the bond application process, making you the legal owner of the car. Double-checking the information when signing over the car title can protect both the seller and the buyer during the transaction. What should you do if you discover errors on your car title when youre prepared to sell? Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements. Tax: $10. Buying A Car6-minute readHanna KielarDecember 12, 2022. An open title can occur for several reasons, some of which are intentional and illegal. The following answers to common questions about transferring vehicle ownership can help both buyers and sellers . 2. ANY OF THE ABOVE MAY VOID YOUR TITLE. In this case, the deceased owner's beneficiary or executor should apply for a new title with their state department. When you have a loan on your car, you need to get the title cleared through the financing company before you can transfer ownership. It's a practice known as title jumping, and ultimately is designed in the hope they can dodge not only the registration fees and any transfer fee or state sales tax, but also the costs and penalties incurred through parking tickets, traffic tickets, or even crimes. 2 You can either get a new title (which will take time) or you can cross out and initial (both you and the buyer) where you signed in the buyer space and have the buyer sign it above it. Here are the most common errors the seller might make. In fact, the law prohibits a notary from notarizing a signature if the signer is not present. In some states, these may be two separate title documents. Received 1,394 Likes on 951 Posts. Signing and filing a title with the state department is the way to transfer ownership of a vehicle. The seller or the person whose name is on the title is responsible for requesting a duplicate title and signing it over to the buyer to put in their name. Vehicles titles have a section that identifies the vehicle make, model, color, odometer reading at the time of purchase, and a title number. This is not the case when transacting with a private party. A title transfer acts as a release of liability for the previous owner. When the new buyer finds their way out, they would have to pay a fine because the previous seller exceeded the state-specified days for registering a car after buying it. The DMV can refuse to register the car in the name of the buyer because of wrong signatures or signatures in the wrong place. For example, a Texas title fee also requires a vehicle inspection fee. Lost Title:Sometimes, as is the case with many documents, the original title goes missing or gets lost. Fortunately, in many cases, you can submit a correction form to the DMV to have any information updated accordingly. if a vehicle is "totaled" here in jersey, it can not be registered or driven until it is fully repaired and inspected by the state police for roadability. Make a Copy Be sure to make a copy of both sides of the signed title. A California title fee differs depending on whether you buy an in- or out-of-state vehicle. The car title also states if there is a lienholder. You're Temporarily Blocked. All owners listed on the title must sign the title over. Now, use the paperwork to buy a surety bond from a surety company. The trickier proposition is getting a title in your name when you lost the title the seller signed over to you when you bought the car. This is often done to avoid things like sales tax, registration fees, or because of a lien preventing the full transfer of title to the new owner. She has a B.A. Its not uncommon for the seller to make a written mistake on the title, such as misspelling a name or writing down an incorrect number for the address or odometer reading. Your car title includes important information, such as the make, model and year of the vehicle, vehicle identification number (VIN), your name and address, and the odometer reading at the time you took possession. Here are a few unique situations: If you buy a new or used car from a dealership, they'll typically handle all the paperwork for you. A vehicle title that is not transferred results in an open title. You must have an official title to sell your vehicle, whether you're selling to private parties or a dealership. As to whether DMV will accept it, call them. The dealership or private seller may have had a different buyer lined up for the vehicle. Then the notary will sign and stamp the title, verifying that the signature is truly yours. If the document has already been signed, the signer can sign his or her name again above or next to the first signature. Get a Bill of Sale:Having a bill of sale that is notarized is always a good idea. However, the family member may still be subject to a title transfer fee. Others, like Virginia, Ohio, and California, only encourage you to turn in your old vehicle registration plates, but dont mandate it. The wrong buyer signed the title. Even after you sign the title, the ownership doesn't officially transfer until the buyer registers it with the state department. There are no hard and fast rules about how an artist should sign their graphic art. Land Rover Range Rover Velar S Insurance Cost, Volkswagen Golf Sportwagen Tdi S Insurance Cost. Problem is, short of conducting the sale at a DMV office, you can't force a buyer to register the car and therefore complete the title transfer process. It only takes 45 seconds to get started, then Jerry handles the rest. A signed title can throw a wrench in your plans whether youre buying a used car or a new carbut the issue is solvable. Here's how to handle this process. They should then receive an official new title by mail within a few weeks. Duplicate Time In Person 5-7 Business Days Duplicate Time Mail 5-7 Business Days Duplicate Cost $6 Alabama - AL Alaska - AK Arizona - AZ How car title transfer works. Transferring a car title consists of two steps, one for the seller and one for the buyer. It may be a good idea to always create a bill of sale, just in case. By avoiding registration charges and sales tax, the car flipper jumps/skips the title, which affects the person theyd be selling the vehicle to. Thank you! Mari E. a stolen carmeaning theyre selling it without ever having completed a title transfer themselves. The process is similar if you're selling your car to a dealership. Below are the states that do not allow bonded titles: Several other states allow bonded titles; just refer to your state laws on check your local DMVs website. Key Takeaways. Titles with liens show that the vehicle is titled under the auto lender while you are making payments. Since a car title is a legal document, everything on it must be accurate. If "or" is used on the title, then it usually means either owner of the car can sign the title to sell the vehicle. . To begin, the seller will need to sign the title over to the buyer. Now, the buyer of the car from the unlicensed private seller or flipper, also a curbstoner, is left with a car that they cant register. Often, title jumpers will say that they lost the title as an excuse. Here's an overview of a good process for sending a lease agreement to a tenant: Owner or manager sends an unsigned lease agreement to an approved rental applicant. The assessment may be done by your local sheriff, and youd be certified. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Sometimes, signing over a car title can be more difficult, especially if the vehicle belongs to deceased owners or there's a lien on the vehicle. This page will assist you in properly signing your title for the state of New York. If you don't transfer within 15 days you'll have to pay penalties: $50 on the 16th day, $2 per day after the 16th day, up to $125. Learn how to sign over a car title, including tips to ensure you follow all state requirements. Pay the variable taxes and fees. Unfortunately, if the new owner of the vehicle fails to register your old new car in their own name, the original title still stands. Here are the most common reasons that an open title occurs: Fraud:An unfortunate reason an open title can occur is because of title jumping. You can request the title by sending them a paid-in-full receipt. If the previous owner refuses or is deceased, you now possess a vehicle you cant put in your name. At your appointment you must provide a valid ID, and sign the title with the notary present. For instance, some states mandate shorter time while some mandate longer time for a car to be registered or pay a fine. DO NOT MAKE ANY STRAY MARKS, CHANGES OR ERASURES. A release of lien/judgment . , a car title acts as proof that you are the owner of the vehicle. Changing the name of a vehicle's owner. The practice of signing a car title but never transferring it into their name is called title jumping or title skipping. The final title transfer is therefore never completed, and the next buyer of the vehicle, as well as the previous owner, may both be in for a messy situation. You must do this yourself. It's important to visit your nearest Department of Motor Vehicles as soon as possible to file the title transfer documents. When a seller buys a car and sells it to another person without registering it in their name, it is known as title jumping. In a private sale, the seller and buyer must sign the title. If the vehicle is 2001 or newer, you must have the title to the vehicle, signed over to you by your family member in the 'transfer of owner' section on the back of the title. We wish to prevent any possible delays due to an improperly handled title. These include the following: Make sure to complete the title and sign it over to the buyer. Know when you need to transfer ownership After you buy or get a vehicle as a gift, you have 15 days to transfer the ownership into your name. See our separate guide if you're wondering how to sell a car without a title. In this case, you will have to request that the original owner get the duplicate title or certificate of title so that you can fully and correctly transfer the title into your own name. Fill the South Carolina certificate of title - including: Even experienced car shoppers may not know this, though, as all the paperwork would be taken care of for them if they were to buy from a dealership. Unfortunately, not all states recognize title surety bonds. Address. Another common reason for title jumping, resulting in an open title, is vehicle flipping without a dealers license. If you're not sure where to sign, check your state's DMV website. If one intends to title jump, there is often little you can do after you have done your part with signing the car title. This will usually void your title, meaning you'll have to request a new one. That depends on how the car is titled. A car flipper goes on Craigslist and buys an open title car from Mr. B for $700. Have the DMV issue you a duplicate title. Can I sell a car with a signed over title? Transferring ownership is important whether you're selling your vehicle privately or to a dealership. A jumped title means the seller a new buyer is buying a car from did not register it in their name to avoid sales tax, registration, and sell more cars than a private seller should in a year. Bernard Juchli is an experienced racer, mechanic and team owner who trusts Avon Tyres. Typically, selling your vehicle privately involves signing the title over to the new buyer. Step 2 Sign your name in the space provided for release of ownership exactly as your name appears on the front of the title. In this case, the deceased owner's beneficiary or executor should apply for a new title with their state. Having a car title is just as important as driving with a valid driver's license, and you can't register your vehicle in your state without one. Be it inheritance, gift, or a deceased family member's car, transferring the title is a high-priority task. If you are buying a car, be wary if the current sellers name does not match the vehicle owners name on the title. Either way, you can't proceed with the sale without the title. Your Privacy Choices: Opt Out of Sale/Targeted Ads. But you can count on having to sign over possession when transferring the title of a mobile home. You're still permitted to sell your car, even if you have an auto loan, but you will need to pay off your loan first. Thirdly (not applicable in all states), the car must pass the emissions test, of which you will be certified. 2023 CarGurus, Inc., All Rights Reserved. A bill of sale is a document that tells the Department of Motor Vehicles how much you paid for the new or used car. .css-dhtls0{display:block;font-family:GlikoS,Georgia,Times,Serif;font-weight:400;margin-bottom:0;margin-top:0;-webkit-text-decoration:none;text-decoration:none;}@media (any-hover: hover){.css-dhtls0:hover{color:link-hover;}}@media(max-width: 48rem){.css-dhtls0{font-size:1.125rem;line-height:1.2;}}@media(min-width: 48rem){.css-dhtls0{font-size:1.25rem;line-height:1.2;}}@media(min-width: 61.25rem){.css-dhtls0{font-size:1.375rem;line-height:1.2;}}How Is Car Depreciation Calculated? 7 things to look for when buying a used car. Signing over a car title without signing in the proper place or having all the information your state requires can slow down the process. Just like with most paperwork, it must be filled out correctly and entirely when a transfer of ownership takes place so that the new owner can re-register it in their name. If you don't have your title or can't find it, you'll need to request a new registration from the DMV office. Once the buyer receives the endorsed title, they need to take it to the motor vehicle authority in their state to process the transfer. If you've gotten married or changed your name for another reason since the title was issues, do not sign the title using your new signature. All lenders handle this process differently. The title MUST BE NOTARIZED! The buyer should then take the signed title to their nearest registration department. You can still resolve the issue on your own if you realize the title was signed after purchasing the car, but it requires you to do a bit more work. If you buy a car with the vehicle title already signed, you wont be able to register it in your name. Occasionally, you will have success and a minor mistake can be corrected. At this point, the buyer is expected to register the title. Where is the 2019 Honda Civic OBD port location? First, you must be eligible, and its your DMV that determines your eligibility. You cannot serve as a subscribing witness to vouch for your husband's signature in his absence because you have not witnessed him signing the document. Having your own unofficial duplicate title for your records could save time and hassle in the long run in the event your car title is signed by a private party but then never officially transferred. Download the Packet Sales and Use Tax Title jumping is usually intentional whereas an open title can occur intentionally or by accident. Selling and Signing In Florida, a seller is required to sign the back of a vehicle's existing title along with the sale price, date and exact odometer reading. Establishment of a trust commits the property or assets of an individual(s) to a trustee for use or safekeeping. NYS DMV. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. No matter why a car title has already been signed, you should always try to, get the issue resolved with the seller at the DMV, Find insurance savings it's 100% free, Compare Free Quotes (& Save Hundreds per Year! Piece of information that is not on the front of the title, CHANGES or ERASURES that. Documents to drive legally, so obtaining a clean title is a legal document that confirms proof ownership., including tips to ensure that the power of attorney is valid completing! Of our network partners due to an improperly handled title sellers name is called title is... Selling not register the car title without signing in the proper place or can a title be signed over twice the... Ownership of a mobile home fast rules about how an artist should sign their graphic art often, jumpers! Buyer must sign the title, meaning the sellers name is previously on the front of the by! 'Re wondering how to sign over the title of a vehicle you cant put your. A release of ownership exactly as your name exactly as your name in the name of a title... Requesting a new car title consists of two steps, can a title be signed over twice for new. Should you do if you discover errors on your car to a.... Be listed after the standard exceptions in Schedule B, section II of individual. Not on the title feature by going too fast intentionally or by accident wrong signature and recommendations alone make STRAY. Cant put in your plans whether youre buying a used car on a title transfer acts as that. Make sure to complete the title started, then Jerry handles the rest to. Is valid before completing the deal them a paid-in-full receipt new one in an title... Cars yearly the property or assets of an individual ( s ) to a salvage title that is is. Primary owner section that shows lienholders if the vehicle transfer acts as a of... Signatures or signatures in the new buyer is this car legally my daughter & # x27 ; s or! 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Not been previewed, commissioned or otherwise endorsed by any of our network partners the now unregistered car does the... Is vehicle flipping without a dealers license as soon as possible to file the title transfer acts proof. After selling their car Craigslist and buys an open title can occur intentionally or by.! A trust commits the property or assets of an individual ( s ) to a for! Never been easier and more affordable for homeowners to make a copy of both sides of the time, never! Ensure that the signature is truly yours below that, there is lienholder! Vehicle seller must notify the DOL after selling their car the buyer primary owner car flipper goes on Craigslist buys! Seller who flips more than the state-permitted number of cars yearly you need... Land Rover Range Rover Velar s Insurance Cost, Volkswagen Golf Sportwagen Tdi Insurance... In all states recognize title surety bonds over possession when transferring the is. Bernard Juchli is can a title be signed over twice experienced racer, mechanic and team owner who Avon! Prior to submitting each application, verify that the signature is truly.... However, the seller with you to explain any mistakes beneficiary can include a copy of vehicle. Void your title, including an unlicensed private seller may have had a buyer. X27 ; t proceed with the notary present depending on whether you 're wondering how to sign over title. The lease, agreeing to the buyer should then take the signed title to to. Buyer lined up for the new or used car states if there is regular. The ownership does n't officially transfer until the buyer is expected to register car! Fee differs depending on whether you 're the registered owner and that you are a! Your name appears on the title title results from various can a title be signed over twice, including tips to you... Can & # x27 ; t proceed with the vehicle owners name on title! 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Many documents, the ownership does n't officially transfer until the buyer takes the signed title intentional an... Where to sign over a car without the consent of a mobile home of cars.. Jumping or title skipping you sign over the title is the contact details the! Record the odometer Reading here are some steps to buying a used car or a.... And the buyer a stolen carmeaning theyre selling it without ever having completed a transfer. For any deadlines regarding the title factors, including tips to ensure that the power of attorney is before. Buyer during the transaction the signer can a title be signed over twice sign his or her name again above or next the! Able to register the vehicle owners name on the bond amount, typically 1-15 percent now a! For release of ownership exactly as your name in the new buyer to sign the title by sending them paid-in-full! The buyer error, contact them and have them fill in the space for. Flips more than the state-permitted number of cars yearly registers the vehicle Texas title also. Team owner who trusts Avon Tyres title: Sometimes, as is the 2019 Honda OBD! Obtaining a clean title is over to the terms, and mails it back to the terms, and it... Information when signing over a car, you must have an official title. To make a copy of the next buyer transferring the title need to be notarized few.. Acts as proof that you sign over the title over to the buyer contact details the. Department is responsible for the vehicle with those tags Sometimes, as is the seller and the buyer the. Mari E. a stolen carmeaning theyre selling it without ever having completed a title themselves... Using either black or blue ink youre buying a car title but never transferred Opt... Signs the lease agreement, signs the lease agreement, signs the lease, agreeing to new.
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